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DebtYa

Pay down debt with more structure and less stress.

Stable base validated in testing

Pay down debt with more structure, less stress, and a plan you can actually sustain.

DebtYa helps you connect accounts, organize debts, automate useful rules, and turn your strategy into real payments with clarity, tracking, and control.

Connect your accounts

Import real accounts and transactions so you always work with up-to-date information.

Choose your strategy

Compare avalanche and snowball to pick the approach that fits you best.

Move from plan to action

Build intents, approve them, execute them, and review your full payment history.

Start in 4 steps

The simplest way to begin.

1

Create your account or log in

Start with your personal dashboard to save your system and work with your real data.

2

Connect your bank

Import real accounts and transactions so your numbers stay current.

3

Organize your plan

Add debts, define your strategy, and create simple rules to reduce guesswork.

4

Activate your plan

With Get started you enter Stripe Checkout, then return to DebtYa with your subscription ready.

Ideal for:
People juggling multiple debts who want a clear, repeatable system that is easier to sustain month to month.

DebtYa Beta

Everything you need to connect accounts, organize debts, automate useful rules, and turn your strategy into real payments.

$9.99
per month
Bank connection with Plaid
Account and transaction import
Debt creation and tracking
Automatic rules such as roundup or fixed amount
Avalanche vs snowball comparison
Build, approve, and execute payment intents
Payment history and traceability
Stable base ready for daily validation
If you are already signed in, Get started opens Stripe Checkout. If not, you will be asked to log in or create an account first.