Connect your bank, list what you owe, and follow a simple plan—all in one place.
Import real accounts and transactions so you always work with up-to-date information.
Compare avalanche and snowball to pick the approach that fits you best.
Prepare suggested payments, approve them, run them, and keep a clear history.
The simplest way to begin.
Start with your personal dashboard to save your system and work with your real data.
Import real accounts and transactions so your numbers stay current.
Add debts, define your strategy, and create simple rules to reduce guesswork.
Tap "Get started" to complete payment and return here with your plan active.
Short answers about how DebtYa fits into your routine.
DebtYa is a simple workspace to connect your bank (via Plaid), list your debts, choose a payoff strategy, use light automation with rules, and move from suggested payments to what you actually ran—so you always know what happened.
Connecting your bank keeps balances and imports up to date and makes linking debts easier. The product is designed around connected accounts for accurate numbers.
Imports can suggest APR and minimum payment, but your statement is the source of truth. Double-check before saving a debt so your plan matches reality.
DebtYa Beta is billed monthly through Stripe. When you use "Get started" while signed in, you complete checkout securely and return to the app with your subscription status updated.
Yes. You can manage billing through your customer portal when your plan is active, or reach out to support for help.
Email support@debtya.com. The in-app assistant can answer general how-to questions, but it does not replace your lender, advisor, or official documents.
DebtYa Beta
Everything you need to connect accounts, organize debts, automate useful rules, and turn your strategy into real payments.
Overview is your snapshot. Actions syncs your bank and runs payment steps. Debts & plan is where you enter balances, rules, and strategy.
Your bank, your debts, and the next payment—here in one view.
A quick read of your setup.
Connect the bank, import data, then use More when you need rules or payment prep.
Add cards and loans. Link a bank account when it helps.
Before you save, review APR and minimum payment. They may be suggested starting values—compare with your statement and edit if needed. Highlighted fields came from your import and are easy to change.
Define how money moves automatically toward your debts.
Set strategy, mode, and monthly budget.
Review suggested amounts, approve what looks right, then run them when you are ready.
See payments and how your balances changed.
Synced from your bank: cash accounts and debts in separate groups.